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Policy Documents

Your Travel Insurance cover with us is based on the Policy Wording.

We have a single Policy Document for covers including and excluding Winter Sports. Your chosen cover option will be indicated clearly on the personalised Policy Schedule we send you when you buy from us.

If you purchased a policy before 26th January 2023

FTB Holiday Travel Insurance
IPID Holiday

If you purchased a policy between 26th January 2023 and 31st July 2023

FTB Holiday Travel Insurance
IPID Holiday

If you purchased a policy on or after 31st July 2023

AIB Holiday Travel Insurance
IPID Holiday

Adobe Acrobat

These Policy documents are presented in Adobe Portable Document Format (PDF). This file format is used to store document with complex formatting that the authors would like to preserve (typically text in several columns and mixed with a number of graphics). To view and print PDF files, you must have Adobe® Acrobat® Reader installed: click the link below to download this free software.

Changes to Policy Wordings

Over time we may make amendments to the cover we offer.

Amendments often reflect different cover needs in a rapidly changing world or may address new legal or regulatory requirements. The policy wording above shows the exact cover you will enjoy if you buy from us now.

If you have already purchased a policy, the policy terms that apply to your cover are those that were in force when you bought your policy. To see the specific Policy Wording that applies to your policy by clicking on the relevant link in your confirmation email.

If you are unsure about any aspect of our cover, please do not hesitate to Contact Us.